William Penn Association Fraternal Life Insurance & Annuities  When it comes to serving your family's financial needs, the William Penn Association can provide you with a variety of services and benefits not offered by most commercial insurance companies. That's because we're not just a life insurance company.  The William Penn Association is a fraternal benefit society, a non-profit organization operating solely for the benfit of our members.     We are licensed in the following states: CA, CT, DC, FL, IL, IN, KY, MD, MA, MI, MO, NE, NJ, NY, OH, PA, VA, WV, WI.                              Request A Free Quote                                             Policies available Permanent Life Insurance Certificates  Term Life Insurance Certificates  Annuity Plans  Ordinary LIfe  Issue Ages 0-95   Ordinary Life Senior Special Issue Ages 56-90 Single Premium Whole Life Issue Ages 0-95 20 Pay Life Issue Ages 0-95 Life Paid Up At Age 65 Issue Ages 0-60   Almost Guaranteed Issue Special Issue Ages 21-55   Single Premium Juvenile Term Special - Issue     Ages 0-21   Annual Premium Juvenile Term Special - Issue      ** ONLY $25/yr** Ages 0-21   Young Adult Level Term Issue Ages 20-40 Yearly Renewable Term Issue Ages 16-70   10 Yr Renewable & Convertible Term Issue Ages 16-65   10, 20, 30 Year Level Term Issue Ages 20-70   Penn "Preferred" 9-Year Withdrawal Charge Annuity Current Interest Rate 4.75%. Earns our highest interest rate. Make withdrawals after 9 years with no WPA penalties.   Penn "High Five" 5-Year Withdrawal Charge Annuity Current Interest Rate 4.25%. Earns our second-highest interest rate. Make withdrawals after 5 years with no WPA penalties.   Penn "No Surrender" No Withdrawal Charge Annuity Current Interest Rate 3.0%. Earns interest at competitive rates with no WPA penalties for early withdrawal.   Please Note: All Annuities may be subject to IRS penalties for early withdrawal. Flexibility - Premium Payments may be discontinued or resumed at any time. Minimum Guaranteed Rate on these Contracts is 3.0%.   You may  visiting our home office website at WWW.WILLIAMPENNASSOCIATION.ORG